The Karatasi blog

Practical guides for Kenyan business.

Articles on KRA tax, payroll, chamas, rental income, and the spreadsheets that make running a Kenyan business simpler.

Finance

Why Does Moving Money in Kenya Cost So Much?

Telcos and banks earned over KES 340B in profit last year. The CBK says fees should be halved. Now the Finance Bill 2026 wants to add 16% VA…

Workplace Wellness

How to Screen Staff Mental Health Without Hiring a Consultant

investing

Special Fund or Money Market Fund? A Kenyan Investor's Guide to Picking the Right One

MMF or Special Fund? They serve different jobs. Here's how to pick the right one for your money,and your timeline.

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investing

How to Build a Monthly Passive Income from Kenyan Treasury bonds

Treasury bonds pay twice a year. A bond ladder fixes that — arranging six bonds so a coupon lands every month. Here's how to build one in Ke…

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Chama

How to Properly Manage a Chama: A Complete Guide for Kenyan Savings Groups

Most chamas in Kenya still rely on paper books and scattered WhatsApp messages — and it's the number one reason they fall apart. This step-b…

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Tax & Compliance

How to file MRI tax in Kenya: a complete guide for landlords (2026)

Everything Kenyan landlords need to know about Monthly Rental Income tax in 2026 — who pays, the 7.5% rate, filing on iTax, common mistakes,…