Free Financial Tools

Calculators, in Kenyan Shillings.

Practical financial calculators built for the Kenyan context — typical local interest rates, common products like MMFs and T-bills, and currency formatting that makes sense. All free, all browser-based, no signup required.

L.

Loan Calculator

Work out monthly payments, total interest, and a full amortization schedule for any Kenyan loan. Compare different terms, see early-payoff savings, download CSV.

  • Monthly payment & total interest
  • Full amortization schedule (every payment)
  • Early-payoff comparison with extra payments
  • Print, save PDF, or download CSV
Open calculator →
S.

Savings Calculator

Project growth on fixed deposits, money market funds, T-Bills, and savings accounts. Compare simple vs compound interest with year-by-year breakdown.

  • Compound or simple interest mode
  • Daily, monthly, quarterly, annual compounding
  • Side-by-side simple vs compound comparison
  • Year-by-year growth schedule
Open calculator →
New
T.

T-Bill Calculator

Calculate your real net earnings on Kenyan Treasury bills after withholding tax and bank custody fees. Compare 91, 182, and 364 day options side by side.

  • Discount, gross interest, and purchase price
  • Withholding tax and bank custody fee deducted
  • 91 vs 182 vs 364 day comparison
  • Upgrade to the Excel tracker for portfolios
Open calculator →